A higher standard for motor carrier insurance.
Verified insurance data. Faster broker approvals. Fewer compliance delays.
Penn Summit helps motor carriers put accurate, current coverage information behind every carrier profile—on the platform where freight decisions are made.
- Accurate Certificates of Insurance
- Complete VIN-level scheduled-auto data
- Prompt policy-change communication
- Certification visible to brokers on Highway
- Pennsylvania First
- Highway Certified
- Transportation Specialists
- Hometown Service. Nationwide Reach.
Your insurance data should help move freight—not hold it up.
Freight brokers rely on carrier information to decide who is approved, who is delayed, and who is trusted with a load. Highway certification gives brokers a clearer signal that the insurance information behind your operation is accurate, complete, and current.
- Authorization & Certificate Holder
Highway is named as certificate holder on qualifying COIs submitted through the program, creating a direct and accountable flow of insurance information. - Coverage Completeness
Scheduled-auto policies must reflect active coverage with complete VIN-level detail. No partial vehicle schedules and fewer unanswered questions. - Ongoing Policy Communication
Cancellations, non-renewals, and material coverage changes are communicated promptly so broker-facing information does not become stale.
What this can mean for your trucking business.
Certification is more than a badge for our agency. It is a practical advantage for the motor carriers we insure.
Brokers can see the difference.
Your profile can show that your insurance is supported by a Highway Certified Insurance Agency.
Fewer insurance-related delays.
Complete, current data can reduce follow-up requests for missing VINs, corrected COIs, or policy clarification.
A stronger position for the next load.
Verified insurance data gives brokers one less reason to hesitate when your operation is otherwise qualified.
More confidence in your back office.
You have a transportation insurance team that understands how coverage details affect real-world freight opportunities.
“When the agency behind the data holds itself to a higher standard, motor carriers, brokers, and the freight industry all benefit.”
Why Penn Summit
Big-industry capability with a hometown team that answers the phone.
Penn Summit combines specialized transportation insurance knowledge with the personal, responsive service our clients expect. We work to understand your operation, market your account to appropriate insurance companies, and keep your coverage aligned as your business changes.
- Independent agency access to multiple insurance markets
- Dedicated trucking and transportation experience
- Support for vehicle, driver, certificate, and policy changes
- Coverage guidance built around the way your operation actually runs
Transportation operations we can help evaluate.
Availability and eligibility vary by insurance company and underwriting requirements.
- Owner-Operators
- Growing Fleets
- Local & Regional
- Long-Haul
- Dump Trucks
- General Freight
- Specialty Hauling
- New Ventures
One transportation team. A complete insurance conversation.
We help you review the coverages your operation may need—not just the minimum required to get moving.
- Auto Liability
Protection for covered bodily injury and property damage claims arising from your trucking operation. - Motor Truck Cargo
Coverage designed for covered loss or damage to freight while it is in your care, custody, or control. - Non-Trucking Liability
Protection that may apply to certain personal-use exposures for permanently leased owner-operators. - Trailer Interchange
Coverage for damage to non-owned trailers in your possession under a written interchange agreement.
- Physical Damage
Comprehensive and collision protection for covered tractors, trucks, and trailers. - General Liability
Coverage for certain business risks that may occur beyond operation of a covered auto. - Workers’ Compensation
Coverage for eligible employee injuries and occupational illnesses, subject to state requirements. - Umbrella / Excess
Additional liability limits above scheduled underlying policies, subject to policy terms.
Highway Certified FAQ
Straight answers for motor carriers.
What is Highway?
Highway provides Carrier Identity® solutions used by freight brokers to evaluate carrier identity, insurance, equipment, compliance signals, and other information during carrier onboarding and load decisions.
What is a Highway Certified Insurance Agency?
It is an insurance agency that has committed to defined standards for COI accuracy, complete VIN-level scheduled-auto data, and timely communication of coverage changes.
Does Highway certification cost me anything?
No separate carrier fee is charged for Penn Summit’s certification. The certification is a commitment our agency makes to the standards established for the Highway Certified Network.
Do I need a Highway login?
No carrier login is required to receive the broker-facing benefit. Highway is used by freight brokers, and they can see the insurance information and certification signal associated with your carrier profile.
Will certification guarantee more loads?
No. Safety history, authority, experience, equipment, service record, broker requirements, and many other factors still matter. Certification can reduce insurance-related friction and help your data earn trust faster.
Why is Penn Summit’s Pennsylvania-first designation important?
It reflects Penn Summit’s decision to adopt a higher standard early and bring that competitive advantage to Pennsylvania motor carriers while continuing to serve clients across multiple states.
Ready to give your trucking operation a stronger insurance partner?
Tell us about your trucks, drivers, cargo, radius, and current coverage. Our transportation team will take it from there.
Get Started Today
As an independent agency, we are here to help you find the right coverage.
Get a Quote
Insurance Quote Request
As an independent agency, we are here to help you find the right coverage.
Get a Quote
It only takes a minute to get started.
- Fill out the form, we’ll be in touch.
- Review options with an agent.
- Get the coverage you need.
